Purchase – Sale – Refinance – Exchange Commercial – Short Sales Our Services Residential Commercial/Industrial 1031 Exchange Refinance Business Opportunities New Home Tracts Subdivisions Short Sales Manufactured Homes AITD REO/Foreclosure Customary Division of Fees Between Sellers & Buyers The Seller Can Generally Be Expected To Pay For: Real estate commission Owners title insurance policy One-half of the sub-escrow fee Seller's escrow fee and processing fee Homeowner's transfer fee (according to contract) Documentary transfer tax City transfer or conveyance tax Loan fees required by buyer's lender (FHA/VA only) Document preparation fee for deed Payoff all loans in the seller's name Interest accrued to lender being paid off, statement fees, reconveyance fees, and prepayment penalties Termite inspection (according to contract) Termite work (according to contract) Home warranty (according to contract) Any judgments, tax liens, etc., against the seller Tax proration (for any taxes unpaid at the closing) Any unpaid homeowner's dues Recording charges to clear all documents of record against the seller Any bonds or assessments (according to contract) Natural Hazard Report Any and all delinquent taxes Messenger fees The Buyer Can Generally Be Expected To Pay For: Lenders title insurance policy One-half of the sub-escrow fee Buyer's escrow fee and processing Document preparation (if applicable) Email Loan Document fee Notary fees (as applicable) Recording charges for all documents in the buyer's name Tax proration (for any taxes unpaid at the closing) Homeowner's transfer fee (according to contract) All new loan charges Interest on a new loan Inspection fees (roofing, property, geological, etc.) Home warranty (according to contract) City transfer tax (according to contract) Fire insurance premium for the first year Next month HOA dues Messenger fees
